Dangerous wheels for seniors

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We are not talking about dangerous driving wheels here, although you often read items flagging the Dangerous Presence of Senior Drivers on the Roads.

Driving may be a sensitive topic for seniors because their age sometimes affects their ability to drive. They are more likely to receive traffic tickets compared to young drivers. The two main reasons for this may be due to slower reflexes and poor eyesight.

In some ways, the wheels we are talking about here are even more dangerous. We are not directly referring to those hypnotic and addictive rotating wheels you will see in video slot machines at casinos, although that is getting closer.

As the Globe and Mail suggested there are Wheels of fate that are not always kind to seniors.

Subsidizing commercial bus fares to bring patrons to casinos – particularly during the times of the day when casinos are at their slowest – is common across Canada, with hundreds of trips daily. The Quebec government pays some of the highest bus subsidies of any province – more than $3.2-million over the past two fiscal years to transport patrons to its casinos, according to figures obtained under the Freedom of Information Act. Casinos du Québec spokesman Patrice Lavoie said the province lays out an average of $7 for each person brought to its casinos by bus.

Although such bus tours were long thought to be benign – retirement homes routinely shuttle residents to casinos as part of their entertainment – researchers now question whether these trips potentially set seniors up for future gambling problems.

Barry Hall, a professor of social work at the University of Calgary, says casino bus tours represent a shrewd marketing strategy that caters to the egos of lonely seniors, particularly women. “I have observed the buses … and I have watched very handsome young men come out and squire the elderly ladies who are absolutely enthralled that they are being treated as royalty.”

It is not only free or subsidized transport that is encouraging big losers to keep coming back.

NDP health critic Frances Gelinas says casinos know who the VIPs are and those at risk of becoming addicted, since they also tend to be the big losers who keep going back to casinos. “There is no link between the casinos and treatment. Casinos offer these people VIP cars, pick them up in black limousines and offer other enticing gifts,” she says. “Casinos know there will be people who have addiction problems and the government should do a better job of preventing and identifying problem gamblers before their lives are ruined.”

Gamblers are enticed by the manipulation of the casino environment once you step foot inside, Research shows the casino’s music, the pumping in of extra oxygen contributes to keeping people in their seats longer. Casino employees take whole courses on public relations to make the patron feel more welcome.

For example, the OLG has subtle messages, ‘if you don’t play, you can’t win,’ and people buy into that dream world. Casinos target every group out there, including seniors, by providing free transportation from seniors’ homes, to giving vouchers for free buffets, hotel stays and shows.

Some seniors are beginning to speak out. The P.E.I. Senior Citizens’ Federation is upset by these casino incentives.

They affirm that the government-owned casino in Charlottetown shouldn’t be encouraging people to gamble. It is appalling that Charlottetown’s government-owned casino gave nearly $100,000 in complimentary merchandise to its high rollers during the past year.

The bottom line on all this is staggering and extremely distressing. In Canada, gambling is a $13.67-billion business nationwide. Problem gamblers account for one-third of all revenues, studies show.

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You Have Won The Lottery

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You probably receive an e-mail message very frequently telling you that you have won the lottery.  The message may ask you to confirm your financial coordinates and in some cases even asks for an administration fee to start the payment process.  It is almost certainly part of the celebrated lottery scam and you should delete it as quickly as possible.  Real lottery corporations do not send such messages.  It is usually up to you to claim your prize when you know you bought a ticket and you have selected the right numbers.

What should you do if you really have a winning ticket in a lottery.  If it is a big one, then you should read carefully 8 Tips To Help You Stay Rich After You Win The Lottery

Here are the 8 tips:

  1. Change your phone number
  2. Get Advice Before Taking The Lump Sum
  3. Get The Taxes Out of The Way
  4. Pay Your Debts
  5. Be Patient
  6. Don’t Quit Your Job
  7. Don’t Gamble Your Money Away
  8. Prepare Yourself For Change

You may wish to consult the article for more details, but you will find that most articles offering advice to lottery winners cover the same ground.  Here are two more to confirm that:

Hopefully if you have won a big lottery prize, you will seek advice and prudently consider how to use the proceeds. You have a great opportunity to do good both for yourself and for others.  Enjoy.

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Gambling Is Not Part Of Retirement Planning

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A new campaign has been launched to urge boomers to realize the risks of gambling when nearing retirement.  The Responsible Gambling Council is the sponsor of the campaign that is warning baby boomers to give themselves a “reality check” and make sure that occasional gambling doesn’t morph into a serious problem as they head toward retirement.

About 2.1 per cent of Ontario adults in the 55-plus age group have a gambling problem, which is lower than in the general population, the council said. But the bulging size of the baby boom demographic makes it a concern.

“The scary thing is because we’ve got so many boomers who are reaching into their retirement years now, over the next 10 years or so we’re going to have a much larger number of boomers. Although the percentage will be the same, the actual numbers will increase,” Terry Finn, chair of the Responsible Gambling Council, explained.

The awareness program is financially supported by the Ontario Ministry of Health Promotion, which sets aside a small percentage of gross gambling revenues to help problem gamblers.

John Borody, CEO of the Addictions Foundation of Manitoba, says we won’t know for a few years whether recession-related changes occurring in society now will lead to more people addicted to gambling or alcohol.  Problem gamblers are often at the lower end of the income spectrum and probably have a lower-lever education, he said.  Borody is emphatic that gambling is not a way to make money.

If you’re going to gamble, you need to do it with money that you can afford to lose.  Those are the two messages we would tell people, never mind the economic situation…. The odds are not in your favour. The odds are in the favour of the house.

For reference, the Responsible Gambling Council was established in 1983 as the Canadian Foundation on Compulsive Gambling (CFCG), the country’s first non-profit responsible gambling organization. Founded by Tibor Barsony, a compulsive gambler and pioneer in the field, the Foundation succeeded in putting problem and compulsive gambling issues on the public agenda.

The Addictions Foundation of Manitoba (AFM) serves Manitoba through 23 offices.  Its Mission is to enhance the health of Manitobans by reducing the harm of alcohol, other drugs and gambling through leadership in education, prevention, rehabilitation and research.

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