This is a guest post by Karen Ho Fatt.
Winter is the season of treachery – dark nights, cold temperatures and slick surfaces increase the risk of injuries from falls and accidents. Indoors, the risk of fire goes up from heating sources, and seniors are three times more likely to die or be injured in a house fire than younger populations, according to MSN News.
This winter, make a plan for staying safe, warm and dry. You’ll enjoy winter more and reduce the risk of injury. Continue reading
‘Nothing is certain but death and taxes’, according to Benjamin Franklin, but in saying that he was perhaps too pessimistic, particularly for seniors. Although taxes can be a major burden for the young, seniors often benefit from the breaks that society wants to give them. However to so benefit it is important to complete a tax return. Even for that, help is often available to elders.
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This is a guest post by Teena Celis. Although it applies to US citizens, citizens in most other countries will find the ideas useful.
The rising costs of everyday commodities are causing people all over the world to cut back on their expenses. Disposable incomes are getting limited; it’s getting tougher for people to make ends meet. 59% of available senior income is going towards housing and health care. This means there’s not much left over for food, transportation and other needs. How does a senior person save money in this kind of scenario?
This is a guest post by George Gallagher
As 2012 approaches, many people will take time to sit down and think about the goals they want to accomplish next year, things they want to change and improve. If you’re in that number and your list of New Year’s resolutions includes improving your financial forecast, why not do it the SMART way?
This is a guest post by Kimberly Wilson.
Let’s face it. As we continue the holiday season, more consumers are piling on more debt that they are already having trouble paying. It can be a tough situation because you want to make your loved ones feel special, but sometimes the seemingly best gifts can come at a high cost. Fortunately, it is more than possible to save money over the holidays and make your loved ones feel appreciated; it won’t even have to take a Christmas miracle.
This is a guest post by Daniel who writes on behalf of Stannah Stairlifts
One of the biggest challenges for seniors comes from losing mobility. Aside from the personal challenges that come with losing mobility, it also poses some challenging financial issues. For example downsizing will save you money in the long term, but the costs of finding and moving into a smaller home can pose a significant initial barrier.
This is a guest post by Mike, the founder of CreditCardForum.
When you think of credit card rewards, the first thing that pops in your head is probably “cash back” or “airline miles.” But those are only a couple of the different types. These days you can find rewards programs for almost anything, including ones to boost your retirement savings.
Many Canadians don’t have an emergency fund according to a RBC survey. The RBC Index also showed a sharp drop in consumer confidence down to 70 against its baseline of 100 established in November 2009. That is a drop of 24 points in the last quarter. Clearly there is no umbrella for the possibly rainy days ahead.
This is a guest post by Patty Kleen.
One of the greatest benefits of being a ‘senior’ is the freedom to do more traveling, but whether you want to explore the United States or the world travel is not cheap. There are some ways you can cut expenses, though, and still thoroughly enjoy your journeys. Here are five steps to take that will let you stretch your travel dollar.
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There are a number of ways you can contribute financially to your grandchildren, from a cheque in a birthday card to a savings account. We’ll look at some of the ways you can contribute – with a few ideas to suit every budget.
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